0131 210 0086
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Finance your ride

Explore our finance partners to suit your circumstances

Simple, easy finance


To help you purchase from Flex Electric, We’ve partnered with vehicle finance experts MotoNovo Finance to allow you flexible finance on your new electric vehicle.

Quick and Easy Decision

You will get an instant decision once we gather your details and submit the finance application

Range of Payment Periods

Attractive finance terms ranging from 12 - 36 months.

Competitive Rates

One of our favourite providers with attractive rates against others in the market.

Flexible repayment terms (from one to three years) to help suit your monthly budget
PCP and Hire Purchase options available
Fixed interest rates, so you know exactly what you’re paying every month for the length of the term
Rated 4.6 on trust pilot for customer care
No minimum or maximum deposit price, so you can have more control over the amount of finance required
Over 40years experience in Motor Trade finance
Make enquiry
Ethical Lending to help fund your green ambitions

Capital Credit Union - Green Loan

Flex Electric has partnered up with the Capital Credit Union to make it easier for you to purchase your new Electric Moped/Motorcycle with the CCU Green Loan. The Capital Credit Union is an award-winning and the largest credit union in the East of Scotland. As a not-for-profit, they provide people-first banking to our community so that you can access ethical loans . They only lend you what you can afford to repay. A credit union loan from is based on your individual circumstances and assessed based on your affordability. All applicants must live in the East of Scotland. You can borrow between £2000 - £5000 and repay over a 5 year period with a competitive fixed interest rate of 6.9% APR.

- Borrow between £2,000 and £5,000.
-Competitive interest rate at 6.9% APR.
-Repayment term up to 5 years.
- Free Loan Protection Insurance
No early repayment penalties.
-No admin charges.

Fair Finance

Based on affordability. All credit histories considered

Range of Payment Terms

Repayment Term up to 5 years  

Competitive Rates

Fixed 6.9% APR 

An unbeatable finance offer

NIU 0% APR Finance

We are thrilled to introduce an unbeatable Finance offer on our NIU Electric Mopeds. Now, you can enjoy the future of urban transport with NIU's exclusive 0% APR finance option.

NIU believe that owning an Electric Moped should be within reach for everyone. That's why they have designed a financing solution that is as affordable as it is convenient. Take advantage of NIU's 0% finance offer, available over a 12 or 24-month term with only a minimal one-month deposit required.

With NIU's exclusive 0% finance offer, you can make your dreams of electric mobility a reality without compromising your budget. Say goodbye to high-interest rates and hello to stress-free ownership. Simply complete our finance form with all of your details and we’ll be in touch and generate a quote.

Quick and Easy Decision

You will get an instant decision once we gather your details and submit the finance application

Up to 24 month repayment terms

Spread the cost Interest free between 12 - 24 months.

Low Deposit

Only 1 month deposit required

The not so small print...

Flex Electric is a trading name of Flex Electric Transport Ltd, registered in Scotland, Company Registration Number - SC670010 our registered office is 74 Dalry Road, Edinburgh, EH11 2AY.

NIU Edinburgh is a trading style of Flex Electric Transport Ltd. Flex Electric Transport Ltd is authorised and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 935066.

You can check this on the Financial Services Register at https://register.fca.org.uk/.

What can you do if you wish to complain about our services or contact us? 

If you wish to make a complaint, please contact us: by writing to us at: Complaints, Flex Electric Transport Ltd, 74 Dalry Road, Edinburgh, EH11 2AY or by emailing hello@niuedinburgh.com or by telephoning 0131 629 0850. If, after making a complaint to us you are still unhappy and feel the matter has not been resolved to your satisfaction, please contact the Financial Ombudsman Service ("FOS" - www.financial-ombudsman.org.uk). 

Panel of Lenders & Commission Disclosure Statement  

Flex Electric Transport Ltd  is authorised and regulated by the Financial Conduct Authority. We are a credit broker and not alender. We can introduce you to a limited number of carefully selected lenders and their finance products, which may have different interest rates and charges. We are not an independent financial advisor; we will provide details of products available from lenders that we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over.

Prefer to buy outright?  

At Flex Electric we like to keep things simple and very upfront and transparent, we also accept payments by:

  • Bank Transfer
  • Cheque
  • Cash
  • All Major Credit and Debit Cards
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